DID YOU KNOW...
95% Of Cash-Value Life Insurance Policies Aren't Structured or Funded Correctly
If you plan on leveraging your cash-value life insurance policy for real estate investing or to fund your business, it's important that it's structured and funded properly in order for you to reap the benefits. Unfortunately, most life agents don't know how to do so.
Get your complimentary policy audit to see if your existing policy is structured and funded properly.
Bonus: get a free THRIVE Banking blueprint
ABOUT TERESA
A Cancer Survivor Who Found a Better Way
Hi there, I’m Teresa Villaruz! I’m here to help real estate investors, lenders, and entrepreneurs just like you take control of your money and build wealth with smart strategies like THRIVE Banking.
I know what it’s like to work hard for your money and feel like you're stuck in a cycle of relying on traditional banks. That’s why I’m passionate about teaching you how to use your own cash-value life insurance to grow your money and fund your deals—without the middleman.
After making the leap from the corporate world to running my own business, I’ve learned a lot about financial freedom and what it takes to make your money work for you. My goal is to help you break free from financial stress and create a plan that gives you the control you’ve been looking for. Let’s work together to unlock your potential and create the wealth you deserve!
THRIVE Banking
Key Benefits
THRIVE Banking isn’t just a tool—it’s a strategy that can change the way you think about your money and how you build wealth. Whether you’re a real estate investor, lender, or entrepreneur, this method lets you take control of your finances and use your money to work for you in ways that traditional banks won’t. Here are the key benefits of leveraging THRIVE Banking:
Get Higher Returns Like the Banks Do
Transfer of Risk from Using Your Money to Using Other People’s Money (OPM)
Increase Your Working Capital
Tax-deferred growth, tax-free access, tax-free transfer to heirs
Legacy building
Book a complimentary THRIVE Banking consultation below and also get a complimentary cash-flow blueprint custom to your specific situation.
Practice What We Preach
How We've Used It
As parents, my husband and I have decided that we'll do whatever it takes to make sure that we leave this world better than when we entered it... and so we love sharing the wealth of knowledge and skills we've acquired throughout the years. And so, when we learned about the power of cash-value life insurance, we've decided to test drive it.
We don't just talk about THRIVE Banking, we actually practice what we preach! Here are just a few ways we've leveraged our cash-value life insurance policies:
Paid my medical bills - the cost of my cancer was over $275K!!!!
Renovated and furnished our short-term and mid-term rental properties
Start-up cost for our boba cafe (coming soon!)
Real Estate Transactional Lending
Book a complimentary THRIVE Banking consultation below and also get a complimentary cash-flow blueprint custom to your specific situation.
